A Checklist for your Illinois Divorce

Let’s face it—divorce, whether it’s peaceful or high-conflict, is never easy. It’s emotional, complicated, and at times, overwhelming. But with the right preparation, you can take back control and set yourself up for a smoother, more secure future.

If you're considering divorce—or already know it’s on the horizon—Libertyville family law attorney, Alan Lenczycki, offers a guide to help you get organized, focused, and ready to protect your interests.

Step 1: Ask Yourself the Hard Question—Is Divorce Final?

Before diving into the logistics, take a moment to reflect. Is reconciliation still an option? Sometimes, couples benefit from working with a marriage counselor before making a final decision. Divorce is permanent, and while it may be necessary, it’s worth knowing you’ve explored every avenue.

Once you're certain divorce is the right step, the next move is finding the right attorney. Choose someone who understands your specific situation—whether it’s a high-asset split, a contentious custody battle, or a more collaborative process. Your lawyer will be your advocate, so make sure you trust their experience and approach.

Step 2: Make a Living Plan

Do you want to stay in the marital home during the divorce? Should you move out? These are tough questions, but deciding early can reduce emotional stress.

If staying under the same roof creates tension or hostility, it may be time to make alternative living arrangements. This decision can also impact custody arrangements and parenting stability, so it’s not just about comfort—it’s strategic.

Step 3: Organize Your Financial Life

Getting your finances in order is one of the most important parts of divorce prep. Here's what you should do:

  • Separate your finances – Open new checking and savings accounts in your name only. Redirect direct deposits there and freeze or close joint credit cards if possible.

  • Gather income documents – Collect your pay stubs, W-2s, 1099s, and tax returns for the past few years. If you have access to your spouse’s, copy theirs too.

  • Compile bank and retirement account statements – Include IRAs, 401(k)s, pensions, and any investment accounts—joint or individual.

  • Make a list of marital assets – Think property, vehicles, heirlooms, and high-value items. Gather deeds, titles, and other official documents.

Do NOT hide assets—from your spouse, your attorney, or the court. Doing so is not only unethical, but it can lead to serious legal consequences. If you suspect your spouse is hiding assets, speak with your attorney about hiring a financial investigator.

Step 4: Know What Matters Most

Every divorce involves compromise—but that doesn’t mean giving up what’s important to you. Create a prioritized list of your marital assets and outline what you’d ideally like to keep. Be honest and realistic with yourself.

Also, think through what truly matters: Is it the family home? The retirement accounts? A vehicle? Your peace of mind?

Step 5: Think of Your Children—First and Always

If you have kids, their needs must come first. Make a list of:

  • Child-related expenses (medical, school, extracurriculars)

  • Housing or transportation needs related to them

  • School contact info (and update addresses if needed)

When deciding what property to fight for, ask yourself: Is this in my child’s best interest? If so, it may be worth the effort.

Your Next Move: Get Legal Guidance You Can Trust

Divorce isn’t just a legal process—it’s a personal transition. The earlier you prepare, the more confident and protected you’ll feel when things move forward.

Libertyville based family law attorney Alan K. Lenczycki believes early preparation leads to better outcomes—for your finances, your family, and your future.

Call 847-262-9888 today for a free consultation.  Let’s take the first step together—smartly, calmly, and with a plan that works for you.


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